Buying A Home

Why Invest in Real Estate Today in Southern CA?

• Real estate is generally one of the most stable and leveraged investments.
• You're paying for housing whether you choose to own or rent.
• Owning a home acts as a form of "forced savings."
• There are notable tax advantages to homeownership.
• Owning property serves as a hedge against inflation (including rising rents).

Our Approach to Finding the Best Homes for Sale in Southern CA

• We personally preview top properties listed on the MLS each day to identify the best deals.
• Our team spends several hours daily reaching out to neighborhoods to find potential sellers.
• We research "for sale by owner" listings.
• We conduct thorough foreclosure investigations.
• We explore rental properties that may be available for sale.
• We connect and network with agents from other offices.
• We review our database of upcoming listings.

Assess Your Situation

• When do you want to move into your new home?
• If you're renting, is your lease in effect?
• Are you currently a homeowner?
• Does your existing home need to be sold first?
• What concerns do you have about the buying process?
• How long do you intend to own your new home?
• Are you considering a 1031 tax-deferred exchange?

The Benefits of Getting Pre-Qualified

• Desirable homes tend to sell quickly.
• Sellers prefer to work with the most qualified buyers when making decisions.
• A pre-qualification letter from a lender demonstrates your readiness to purchase.
• In competitive bidding situations, the most qualified buyer often prevails.
• We can recommend top lenders that suit your specific needs.

Identify Your New Home Requirements

Find the Best Methods to View Properties

• Email Notifications
• Pro-Search on Our Website
• Phone Consultation
• Text Messaging
• Property Preview with an Agent
• Identify the Best Times to Visit
• The best homes sell quickly, so have a viewing plan in place.

Identify Key Decision Makers

• Do you have family or friends whose approval is needed for your new purchase? Involving them early in the buying process can simplify things and help you make informed decisions.
• Keep in mind that time is crucial, even in today’s market. Having a clear plan from the outset can make all the difference.

Home Search Outline

• When you choose our team to assist with your home search, you may be asked to complete a home search outline.
• This outline provides essential information about your ideal home, allowing us to compare your requirements with available listings while we're in the field.
• Additionally, this outline alerts our telemarketing department to your preferences. They will compile a list of property owners in your desired areas and reach out to identify potential sellers.

How to Write an Offer

• Once we identify a property to purchase, we first assess its market value by comparing it to similar homes that have recently sold and those currently on the market.
• After establishing an offer price, we prepare a written offer and present it to the seller.
• We negotiate the terms of the offer until an agreement is reached between the buyer and seller.
• Once the offer is accepted, we open escrow and forward the good faith deposit to the title/escrow company.

How to Ensure Your Offers Are Accepted in a Competitive Market

• Provide a larger good faith deposit.
• Reduce your inspection period.
• Prepare your financing in advance.
• Discuss occupancy dates—when you plan to move in.

When Do We Notify the Lender?

• Once an agreement is reached, we will send a copy of the contract to the lender.
• The lender will input key information—such as the purchase price, length of escrow, and down payment—into their system and mark all relevant deadlines.
• An appraisal will be ordered.
• The lender will provide you with a cost breakdown, detailing the approximate monthly payment and the funds required at closing.

When Do We Schedule Inspections?

• Each purchase offer includes an inspection period.
• This period allows you to conduct a whole house inspection, termite inspection, and any other evaluations you consider necessary.
• We will arrange all requested inspections on your behalf.
• We will provide copies of all seller disclosures for your review.
• The average inspection period in Southern California lasts around 17 days.

Review Estimated Closing Statements

• We will review the closing statements a few days before the escrow closes.
• Our team will verify that all figures are accurate.
• Once the statements are confirmed, we will schedule a time for you to sign at the title company.

Pre-Move-In and Final Walk-Through

• We will conduct a final walk-through together to ensure that all requested repairs have been completed.
• Before closing escrow, our team will provide you with contact information for the necessary utility companies to facilitate easy setup.
• We will assist you in arranging your mail.
• We will obtain the keys to your new home.
• Once escrow closes, the keys will be delivered to you.